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	<title>Comments for Borgida CPAs</title>
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	<link>http://borgidacpas.com</link>
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		<title>Comment on How to Get an IRS Tax Penalty Waived by Tom Scanlon</title>
		<link>http://borgidacpas.com/2013/04/how-to-get-an-irs-tax-penalty-waived/#comment-1006</link>
		<dc:creator>Tom Scanlon</dc:creator>
		<pubDate>Wed, 01 May 2013 11:32:08 +0000</pubDate>
		<guid isPermaLink="false">http://borgidacpas.com/?p=4777#comment-1006</guid>
		<description><![CDATA[Gretchen,
Well Said!

Tom]]></description>
		<content:encoded><![CDATA[<p>Gretchen,<br />
Well Said!</p>
<p>Tom</p>
]]></content:encoded>
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		<title>Comment on How to Get an IRS Tax Penalty Waived by Gretchen Mcconnell</title>
		<link>http://borgidacpas.com/2013/04/how-to-get-an-irs-tax-penalty-waived/#comment-998</link>
		<dc:creator>Gretchen Mcconnell</dc:creator>
		<pubDate>Wed, 24 Apr 2013 08:09:51 +0000</pubDate>
		<guid isPermaLink="false">http://borgidacpas.com/?p=4777#comment-998</guid>
		<description><![CDATA[The burden of proof rests with you the taxpayer, to clearly demonstrate how the facts and circumstances prevented you from complying with your tax obligations, despite having exercised business care and prudence. To request abatement of penalties, you should write a letter to the IRS, clearly explaining the facts and the steps you have taken. Your reason for requesting abatement must be specific - something the IRS can consider as reasonable justification for abating the penalty, according to the parameters by which they work.]]></description>
		<content:encoded><![CDATA[<p>The burden of proof rests with you the taxpayer, to clearly demonstrate how the facts and circumstances prevented you from complying with your tax obligations, despite having exercised business care and prudence. To request abatement of penalties, you should write a letter to the IRS, clearly explaining the facts and the steps you have taken. Your reason for requesting abatement must be specific &#8211; something the IRS can consider as reasonable justification for abating the penalty, according to the parameters by which they work.</p>
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		<title>Comment on 3 Proven Reasons a Small Business Should Consider a SEP Retirement Plan by Weekly Round-up 2/25-3/1 &#8211; Accounting Principals Blog</title>
		<link>http://borgidacpas.com/2013/03/3-proven-reasons-a-small-business-should-consider-a-sep-retirement-plan/#comment-954</link>
		<dc:creator>Weekly Round-up 2/25-3/1 &#8211; Accounting Principals Blog</dc:creator>
		<pubDate>Mon, 04 Mar 2013 01:20:54 +0000</pubDate>
		<guid isPermaLink="false">http://borgidacpas.com/?p=4665#comment-954</guid>
		<description><![CDATA[[...] SEP or simplified employee retirement plan is a great option for small business, says the Borgida &amp; Company Blog.  Top reasons to consider the plan include the benefit of limited paperwork, funding flexibility, [...]]]></description>
		<content:encoded><![CDATA[<p>[...] SEP or simplified employee retirement plan is a great option for small business, says the Borgida &amp; Company Blog.  Top reasons to consider the plan include the benefit of limited paperwork, funding flexibility, [...]</p>
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		<title>Comment on What&#8217;s the Difference in Capital Gains Taxes? by Tom Scanlon</title>
		<link>http://borgidacpas.com/2013/02/whats-the-difference-in-capital-gains-taxes/#comment-952</link>
		<dc:creator>Tom Scanlon</dc:creator>
		<pubDate>Fri, 01 Mar 2013 19:26:43 +0000</pubDate>
		<guid isPermaLink="false">http://borgidacpas.com/?p=4669#comment-952</guid>
		<description><![CDATA[Hi Richard,

Good point.  Many landlords are surprized when they sell their property and face the depreciaton recapture.

Regards,

Tom]]></description>
		<content:encoded><![CDATA[<p>Hi Richard,</p>
<p>Good point.  Many landlords are surprized when they sell their property and face the depreciaton recapture.</p>
<p>Regards,</p>
<p>Tom</p>
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		<title>Comment on What&#8217;s the Difference in Capital Gains Taxes? by Richard</title>
		<link>http://borgidacpas.com/2013/02/whats-the-difference-in-capital-gains-taxes/#comment-947</link>
		<dc:creator>Richard</dc:creator>
		<pubDate>Tue, 26 Feb 2013 02:42:49 +0000</pubDate>
		<guid isPermaLink="false">http://borgidacpas.com/?p=4669#comment-947</guid>
		<description><![CDATA[I built a rental house in 1995 while I was serving in the Coast Guard. I retired in 2005. In 2012 we sold our other and moved into the rental house taking it out of rental service. Over the years we added on to the rental house planning to return to it someday. While filing our 2012 tax return with H/R Block, they said we NEED TO PAY A 25% DEPRECIATION RECAPTURING TAX. We never made money on the rental house, it has always cost more than the rents we collected not including insurance and real estate taxes. This is not fare at all.]]></description>
		<content:encoded><![CDATA[<p>I built a rental house in 1995 while I was serving in the Coast Guard. I retired in 2005. In 2012 we sold our other and moved into the rental house taking it out of rental service. Over the years we added on to the rental house planning to return to it someday. While filing our 2012 tax return with H/R Block, they said we NEED TO PAY A 25% DEPRECIATION RECAPTURING TAX. We never made money on the rental house, it has always cost more than the rents we collected not including insurance and real estate taxes. This is not fare at all.</p>
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		<title>Comment on How NOT to Fire Your CPA by Thomas F. Scanlon</title>
		<link>http://borgidacpas.com/2013/02/how-not-to-fire-your-cpa/#comment-932</link>
		<dc:creator>Thomas F. Scanlon</dc:creator>
		<pubDate>Tue, 05 Feb 2013 15:30:22 +0000</pubDate>
		<guid isPermaLink="false">http://borgidacpas.com/?p=4535#comment-932</guid>
		<description><![CDATA[Rene,

Good to hear from you. I hope all is well.

These are all excellent points.

I wasn’t trying to be Dr. Phil, although on rereading the post perhaps it came out that way. We generally do stick to “the facts.”  I was just trying to convey our recent experience and work within the Golden Rule.

Thanks for writing.

Regards,

Tom]]></description>
		<content:encoded><![CDATA[<p>Rene,</p>
<p>Good to hear from you. I hope all is well.</p>
<p>These are all excellent points.</p>
<p>I wasn’t trying to be Dr. Phil, although on rereading the post perhaps it came out that way. We generally do stick to “the facts.”  I was just trying to convey our recent experience and work within the Golden Rule.</p>
<p>Thanks for writing.</p>
<p>Regards,</p>
<p>Tom</p>
]]></content:encoded>
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		<title>Comment on How NOT to Fire Your CPA by Thomas F. Scanlon</title>
		<link>http://borgidacpas.com/2013/02/how-not-to-fire-your-cpa/#comment-931</link>
		<dc:creator>Thomas F. Scanlon</dc:creator>
		<pubDate>Tue, 05 Feb 2013 13:30:25 +0000</pubDate>
		<guid isPermaLink="false">http://borgidacpas.com/?p=4535#comment-931</guid>
		<description><![CDATA[Eliot,

Great Point.

Thanks,

Tom]]></description>
		<content:encoded><![CDATA[<p>Eliot,</p>
<p>Great Point.</p>
<p>Thanks,</p>
<p>Tom</p>
]]></content:encoded>
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		<title>Comment on How NOT to Fire Your CPA by Thomas F. Scanlon</title>
		<link>http://borgidacpas.com/2013/02/how-not-to-fire-your-cpa/#comment-930</link>
		<dc:creator>Thomas F. Scanlon</dc:creator>
		<pubDate>Tue, 05 Feb 2013 13:29:54 +0000</pubDate>
		<guid isPermaLink="false">http://borgidacpas.com/?p=4535#comment-930</guid>
		<description><![CDATA[Bruce,

Thanks!

Tom]]></description>
		<content:encoded><![CDATA[<p>Bruce,</p>
<p>Thanks!</p>
<p>Tom</p>
]]></content:encoded>
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		<title>Comment on How NOT to Fire Your CPA by Rene Comtois</title>
		<link>http://borgidacpas.com/2013/02/how-not-to-fire-your-cpa/#comment-928</link>
		<dc:creator>Rene Comtois</dc:creator>
		<pubDate>Mon, 04 Feb 2013 22:07:02 +0000</pubDate>
		<guid isPermaLink="false">http://borgidacpas.com/?p=4535#comment-928</guid>
		<description><![CDATA[Hi Tom, 

Long time no see.

I don&#039;t recall ever commenting on these sort of blogs but this one intrigued me enough to do so now.

Being in a completely different line of business than you I have found myself &quot;fired&quot; in the past without ever having heard a word in any form from my customer. The only evidence they were gone was their lack of business. I found that going to them to find out why was more my responsibility than theirs if I wanted to patch up the relationship. 

However, in trying to view professional service types with &quot;clients&quot; instead of &quot;customers&quot; as having a higher place among businesses overall, here is my take from the &quot;client&quot; end concerning appropriate methods of terminating a professional service provider (referred to as &quot;vendors&quot; in my world). And let me preface this by saying this is not aimed at anyone in your organization in particular but hss solely been a general observation over my 57 years of living.

First off, emails have become a social norm in many cases not previously thought appropriate. Much like boiling a frog to death it happened to us quickly yet crept into our way of doing business just slowly enough as to be unpercievable...until you are on the receiving end of the bad news being delivered. 

Secondly, the onslaught of technology has indeed not only provided us with more ways to tackle work, it has in fact increased the amount we all have to do. Thus any way to dispense with a given situation in an efficient manner, particularly an unappealing one such as you describe, is usually the one most likely taken these days. And the notion that the time required from &quot;hello&quot; to &quot;goodbye&quot; for such a phone call wouldn&#039;t exceed 60 seconds is somewhat unrealistic, unless of course the inclination to terminate the relationship was mutual. 

Even though the client stuck to &quot;the facts&quot;, this shouldn&#039;t necessarily be construed as &quot;good news&quot; on the service providers part. Many have simply made up their minds quietly that they are unhappy when they arrive at the decision to part ways and would rather not place themselves in confrontational circumstances. 

In a marketing course I took about 20 years ago I learned that there are three types of customer personalities that play into the decision to no longer patronize a business: Customer A will be intolerant of any imperfection in any aspect of the establishment. They will usually complain loudly so all others within earshot will be aware of their dissatisfaction and will expclaim their intention to never come back again all delivered along with an unreasonable attitude. As a business owner you would be lucky if they actually kept this promise (this is likely ths kind of client you speak of &quot;resigning&quot; from in your remarks). Customer B will be more discrete in letting their clerk, waiter or the manager know of their concern. They&#039;ll be more reasonable in their complaint with a hope for resolution and will make their decision to return or not based on the reaction and concern of the establishment (for a long term relationship such as ours I would fall into this category). Customer C (the category I find myself fitting into most often, especially when faced with little or no interpersonal relationship with the provider involved) will quietly observe and sense if there is a feeling of indifference or uncaring on the providers part and quietly just disappear, never to return. 

So there you have it, my thoughts on your thoughts. Oh yeah, I do have just one final thought in conclusion: Instead of addressing clients with advice on the proper etiquette to use when firing their professional service providers might I suggest that you stick to &quot;the facts&quot; on subjects of financial advice that are far more pertenent to your clients fiscal welfare and leave the social advice stuff to Dr. Phil. I can assure you that anyone you have lost to date is likely no longer reading your advice and those of us who are would prefer not to be pre-repremanded for an improper dismissal that may or may not come at some future point.]]></description>
		<content:encoded><![CDATA[<p>Hi Tom, </p>
<p>Long time no see.</p>
<p>I don&#8217;t recall ever commenting on these sort of blogs but this one intrigued me enough to do so now.</p>
<p>Being in a completely different line of business than you I have found myself &#8220;fired&#8221; in the past without ever having heard a word in any form from my customer. The only evidence they were gone was their lack of business. I found that going to them to find out why was more my responsibility than theirs if I wanted to patch up the relationship. </p>
<p>However, in trying to view professional service types with &#8220;clients&#8221; instead of &#8220;customers&#8221; as having a higher place among businesses overall, here is my take from the &#8220;client&#8221; end concerning appropriate methods of terminating a professional service provider (referred to as &#8220;vendors&#8221; in my world). And let me preface this by saying this is not aimed at anyone in your organization in particular but hss solely been a general observation over my 57 years of living.</p>
<p>First off, emails have become a social norm in many cases not previously thought appropriate. Much like boiling a frog to death it happened to us quickly yet crept into our way of doing business just slowly enough as to be unpercievable&#8230;until you are on the receiving end of the bad news being delivered. </p>
<p>Secondly, the onslaught of technology has indeed not only provided us with more ways to tackle work, it has in fact increased the amount we all have to do. Thus any way to dispense with a given situation in an efficient manner, particularly an unappealing one such as you describe, is usually the one most likely taken these days. And the notion that the time required from &#8220;hello&#8221; to &#8220;goodbye&#8221; for such a phone call wouldn&#8217;t exceed 60 seconds is somewhat unrealistic, unless of course the inclination to terminate the relationship was mutual. </p>
<p>Even though the client stuck to &#8220;the facts&#8221;, this shouldn&#8217;t necessarily be construed as &#8220;good news&#8221; on the service providers part. Many have simply made up their minds quietly that they are unhappy when they arrive at the decision to part ways and would rather not place themselves in confrontational circumstances. </p>
<p>In a marketing course I took about 20 years ago I learned that there are three types of customer personalities that play into the decision to no longer patronize a business: Customer A will be intolerant of any imperfection in any aspect of the establishment. They will usually complain loudly so all others within earshot will be aware of their dissatisfaction and will expclaim their intention to never come back again all delivered along with an unreasonable attitude. As a business owner you would be lucky if they actually kept this promise (this is likely ths kind of client you speak of &#8220;resigning&#8221; from in your remarks). Customer B will be more discrete in letting their clerk, waiter or the manager know of their concern. They&#8217;ll be more reasonable in their complaint with a hope for resolution and will make their decision to return or not based on the reaction and concern of the establishment (for a long term relationship such as ours I would fall into this category). Customer C (the category I find myself fitting into most often, especially when faced with little or no interpersonal relationship with the provider involved) will quietly observe and sense if there is a feeling of indifference or uncaring on the providers part and quietly just disappear, never to return. </p>
<p>So there you have it, my thoughts on your thoughts. Oh yeah, I do have just one final thought in conclusion: Instead of addressing clients with advice on the proper etiquette to use when firing their professional service providers might I suggest that you stick to &#8220;the facts&#8221; on subjects of financial advice that are far more pertenent to your clients fiscal welfare and leave the social advice stuff to Dr. Phil. I can assure you that anyone you have lost to date is likely no longer reading your advice and those of us who are would prefer not to be pre-repremanded for an improper dismissal that may or may not come at some future point.</p>
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		<title>Comment on How NOT to Fire Your CPA by Eliot</title>
		<link>http://borgidacpas.com/2013/02/how-not-to-fire-your-cpa/#comment-927</link>
		<dc:creator>Eliot</dc:creator>
		<pubDate>Mon, 04 Feb 2013 02:41:38 +0000</pubDate>
		<guid isPermaLink="false">http://borgidacpas.com/?p=4535#comment-927</guid>
		<description><![CDATA[Former client did not measure the value correctly you provided. Caring counts.]]></description>
		<content:encoded><![CDATA[<p>Former client did not measure the value correctly you provided. Caring counts.</p>
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